Hidden Costs Do You Know What You Are Paying

Hidden Costs: Do You Know What You Are Paying?

By Kyle Louvar, CFP®, AIF® Many clients delay partnering with a financial advisor because they believe their services are too expensive. But this couldn’t be further from the truth! Working with an advisor often helps you save money by eliminating unnecessary expenses and redirecting those funds toward long-term financial goals. Here are four ways financial…

A Key Misconception About Risk Tolerance

A Key Misconception About Risk Tolerance

By Kyle Louvar, CFP®, AIF® The word “risk” is frequently thrown around when it comes to financial planning and the stock market, but do you know what your financial advisor means when he or she asks about your risk tolerance? It’s easy to say that you are willing to take risks when things are good—when…

Challenges for Energy Industry Executives

3 Retirement Challenges for Energy Industry Professionals

By Kyle Louvar, CFP®, AIF® As an energy industry professional, you typically have access to a comprehensive compensation package. Understanding the many benefits your company offers can be challenging and often requires time, effort, and expertise that you just don’t have.  A trusted financial advisor who understands who you are and the challenges you face…

4 Reasons Not to Put Off Financial Planning

By Kyle Louvar, CFP®, AIF® Are you procrastinating when it comes to organizing your finances? You’re not alone. Whether it’s insurance planning, putting together an estate plan, or figuring out withdrawal strategies, most people don’t put financial planning at the top of their to-do lists because it can feel overwhelming and, at times, complicated.  But…

The Hidden Liability in Employer Retirement Plans

By Kyle Louvar, CFP®, AIF® Providing an attractive retirement plan for your employees is a great way to establish a supportive company culture, retain talented people, and help your employees build financial security for their futures. But companies take on significant responsibilities when offering this type of benefit to employees. What many employers don’t realize…