By Kyle Louvar, CFP®, AIF® Are you procrastinating when it comes to organizing your finances? You’re not alone. Whether it’s insurance planning, putting together an estate plan, or figuring out withdrawal strategies, most people don’t put financial planning at the top of their to-do lists because it can feel overwhelming and, at times, complicated. But…
Details
By Kyle Louvar, CFP®, AIF® After a three-year rally, the financial markets have been down for seven straight days, marking their worst slide since the pandemic decline in March of 2020. (1) Monday’s market dip put the S&P 500 down over 10%, which is officially called a “correction” on Wall Street. (2) In addition to…
Details
By Kyle Louvar, CFP®, AIF® Providing an attractive retirement plan for your employees is a great way to establish a supportive company culture, retain talented people, and help your employees build financial security for their futures. But companies take on significant responsibilities when offering this type of benefit to employees. What many employers don’t realize…
Details
By Kyle Louvar, CFP®, AIF® Everyone seemingly has an opinion about how you should retire, when you should retire, and how much money you’ll need in retirement. If you were to do a quick Google search for “How much money do I need to retire?” you’ll get over 100 million results. Likewise, “When can I…
Details
By Kyle Louvar, CFP®, AIF® The 2008 financial crisis marked us all in different ways. Some people lost jobs or homes, while others saw their retirement savings dwindle or struggled with the loss of financial security. Plenty of us had to rebuild what we’d worked so hard for. The more I talked to people, the…
Details