By Nicole Louvar, AIF® Dealing with capital gains taxes? Congratulations! Not that you have to pay taxes, but because you have made wise decisions along the way to earn a return on your investments. Yet, along with celebrating making the right financial decisions, you also have to deal with the looming specter of taxes. Even…
By Kyle Louvar, CFP®, AIF® As the fall season approaches, it brings with it an important period for millions of Americans: Medicare Open Enrollment. This annual window, running from October 15th to December 7th, is a pivotal time for Medicare beneficiaries to review their coverage, explore new options, and make informed decisions about their healthcare…
By Nicole Louvar, AIF® We all want financial freedom and success. That’s the heart of the American dream. But no one ever teaches us the financial principles that can help us make that dream a reality. Financial literacy isn’t taught in schools and is rarely passed down through family generations. We tend to just do…
By Kyle Louvar, CFP®, AIF® Employers understand the importance of attracting and retaining top talent, and a comprehensive benefits package plays a crucial role in accomplishing this. While healthcare insurance and retirement plans are commonly offered, some employers go the extra mile by providing additional incentives that align the interests of employees with the company’s…
By Nicole Louvar, AIF® Parents are supposed to take care of their children, not the other way around. But as we age, so do our parents. All of a sudden, we may find ourselves in the role of caretaker. This role reversal can be challenging and oftentimes emotional. Taking on this role comes with many…
By Kyle Louvar, CFP®, AIF® You know those commercials where you see an older couple, healthy and happy, enjoying some adventure together? Does it make you wonder, “What is their secret to success?” If so, you’re not alone. Most people work their whole lives to prepare for the pivotal transition to retirement and expect to…
By Nicole Louvar, AIF® If you’re like most people, the practicalities of losing your spouse don’t even cross your mind. But the unfortunate truth is that it does happen—and sometimes when we least expect it—so it’s best to be prepared. Since women tend to live longer than men, widowhood is a possibility for many women…
By Kyle Louvar, CFP®, AIF® Teaching your kids financial literacy is an invaluable investment. Financial literacy is a skill that can set them up for a bright and successful future, and it’s essential that they learn it from someone they trust. As a parent, you are the ideal person to impart this wisdom. If you…
By Kyle Louvar, CFP®, AIF® Happy New Year to you and your family! A new year is often a time for fresh starts, intentional planning, and renewed motivation to conquer goals and accomplish things that are important to you. We can’t wait to hear about what you want to accomplish this year. If you’re not…
By Kyle Louvar, CFP®, AIF® We have worked hard to create a firm where we are all things to some people versus being all things to all people. We have a great group of clients that we enjoy serving and are passionate about building strong client relationships with them. That being said, because we value…