Retirement Plan Consulting Services

Guided Capital Wealth Management serves as a retirement plan consultant for a select group of businesses. We have developed and refined our process, The Paradigm FORMula (k), into a turnkey retirement plan solution designed to help these businesses seamlessly manage their fiduciary responsibilities, service provider collaboration and employee education. Learn how we can help you put all the pieces of your retirement plan foundation in place so you can spend more time focusing on your business.

As Your Retirement Plan Consultant, We Provide:

  • Ongoing collaboration with your recordkeeper, TPA, payroll provider and auditor
  • Assistance with Investment Policy Statement design and Investment Committee formation
  • 3(21) and 3(38) Investment Management services
  • Quarterly customized employee education sessions
  • Fiduciary compliant periodic plan benchmarking of fees, service providers and technology
  • Transparent fee-based pricing, with no commissions or revenue sharing

Case Studies

Engineering

Challenge: The Plan Sponsor was not receiving advice, guidance or education from its existing advisor and therefore unsure if their company’s needs were being met or if their fees were competitive.

Solutions: Guided Capital Wealth Management initiated its proprietary process, The Paradigm FORMula (k), to analyze the current plan and provide multiple recommendations for plan improvement. The Plan Sponsor was able to significantly reduce plan and investment fees, implement a 3(21) fiduciary investment process and initiate 360-degree payroll integration through referred service providers. Guided Capital Wealth Management then implemented an ongoing customized employee education program and helped improve employee participation, contributing to plan growth of 300% in three years.

Professional Accounting

Challenge: A Client actively involved in mergers and acquisitions needed advice on managing the multitude of retirement plans in place.

Solutions: Guided Capital Wealth Management assisted in merging the Client’s newly acquired companies’ retirement plans into their master plan, while aiding in employee enrollment, recordkeeper and TPA selection, 3(21) investment fiduciary, IPS creation and employee education.

Energy Industry

Challenge: While positioned for rapid company growth, the Plan Sponsor sought an advisor with broad retirement plan knowledge and experience who could help seamlessly scale the plan from 30 participants to more than 400 participants in six years.

Solutions: Guided Capital Wealth Management assisted the Plan Sponsor with new plan start-up and design, managing the RFP process for recordkeeper and TPA selection, IPS creation, Investment Committee formation, customized loan provisions, fiduciary compliance and ongoing employee education.